Secure Apps: Only use official UPI apps from trusted sources; avoid downloading from unknown websites.
Strong PIN: Set a strong UPI PIN, unique and not easily guessable.
Verify UPI ID: Double-check recipient's UPI ID before transferring funds.
Beware of Calls: Never share UPI PIN or OTP over phone calls, even if the caller claims to be from the bank.
Two-Factor Authentication: Enable two-factor authentication for transactions, adding an extra layer of security.
Regular Account Monitoring: Frequently review transaction history and report any suspicious activities to your bank immediately.