7 Small Saving Schemes with Highest Returns

Public Provident Fund (PPF): Tax-efficient, fixed interest, long-term investment with sovereign backing, offering compound interest and tax benefits.

Sukanya Samriddhi Yojana: High interest, government-backed scheme for the girl child's education and marriage expenses with tax benefits.

National Savings Certificate (NSC): Fixed interest, government-backed investment with a fixed tenure and guaranteed returns.

Senior Citizens' Saving Scheme (SCSS): Specially designed for seniors, offering high interest and regular payouts with safety and tax benefits.

Post Office Monthly Income Scheme (POMIS): Provides monthly income through fixed interest, government-backed, and easy-to-access investment option.

Kisan Vikas Patra (KVP): Doubles the investment in a predetermined period with guaranteed returns, backed by the government.

Pradhan Mantri Vaya Vandana Yojana (PMVVY): Offers regular pension payments with guaranteed high interest rates, exclusively for senior citizens.