Bank holidays in India in July 2025: Banks to remain closed for 13 days—Check state-wise list

In July 2025, banks across India will be closed for a total of 13 days. This includes all Sundays, every second and fourth Saturday, along with several regional and religious festival holidays. The Reserve Bank of India (RBI) has released a detailed calendar highlighting these bank holidays, which vary depending on the state or city due to different local celebrations.

What you need to know

• Banks will be open only 13 days during the entire month.
• Key festival-related holidays include Kharchi Puja, Guru Hargobind Ji’s Birthday, Harela, Beh Deinkhlam, and Ker Puja.
• Digital banking services such as UPI, net banking, mobile apps, and ATMs will remain available throughout these holidays.

State-wise bank holidays in July 2025

Here’s a quick look at the state-specific bank holidays:

• July 3 (Thursday): Kharchi Puja — Banks closed only in Agartala, Tripura
• July 5 (Saturday): Guru Hargobind Ji’s Birthday — Banks closed in Jammu and Srinagar
• July 6 (Sunday): Weekly holiday — Banks closed nationwide
• July 12 (Saturday): Second Saturday — Banks closed nationwide
• July 13 (Sunday): Weekly holiday — Banks closed nationwide
• July 14 (Monday): Beh Deinkhlam — Banks closed in Shillong, Meghalaya
• July 16 (Wednesday): Harela — Banks closed in Dehradun, Uttarakhand
• July 17 (Thursday): Death Anniversary of U Tirot Singh — Banks closed in Shillong, Meghalaya
• July 19 (Saturday): Ker Puja — Banks closed in Agartala, Tripura
• July 20 (Sunday): Weekly holiday — Banks closed nationwide
• July 26 (Saturday): Fourth Saturday — Banks closed nationwide
• July 27 (Sunday): Weekly holiday — Banks closed nationwide
• July 28 (Monday): Drukpa Tshe-zi — Banks closed in Gangtok, Sikkim

Important notes

• Regional Differences: Bank holidays can vary widely by state and city. It’s best to check the specific dates for your location before planning any branch visits.
• Digital Banking: You can continue to use all digital banking services even on holidays.
• Plan Ahead: Make sure to complete any essential banking transactions before these closure dates to avoid inconvenience.

Festivals to watch for

• Kharchi Puja (July 3): A major festival in Tripura celebrating the worship of the Chaturdasa Devata.
• Guru Hargobind Ji’s Birthday (July 5): Observed in Jammu and Srinagar.
• Harela (July 16): Celebrated in Dehradun, Uttarakhand.
• Beh Deinkhlam (July 14): A festival in Shillong, Meghalaya.
• Ker Puja (July 19): Another important festival in Tripura.

To avoid last-minute hassles, try to use digital banking whenever possible and keep an eye on the holiday list for your state before visiting any bank branches.