During thistime of Digitalization, no one likes to carry cash. Wherever we go we searchfor a QR code to make our payments. Just because that method is very convenient,we go, scan and pay without caring about one fact that this action might wipeout our hard earned money from our accounts. If you haven’t thought that way, think now before it’s toolate.
Onlinefrauds have become the order of the day and that is why State Bank Of India hasissues an advisory for it’s clients to beware of online frauds.
SBI hasissued a video showing process of QR code scanning and asked SCAN or SCAM? TheBank has clearly warned against scanning unknown QR codes as they might resultin a fraud. The Bank has also warned against SCAN AND GET MONEY stuff andunverified QR Codes.
Now what isthis QR code?
QR or Quickresponse code is like a Bar-Code with nothing written on it. It’s a squarepattern in black with URL Embedded which opens when we scan the code. This connectof URL with a website enables QR Fishing. Account related Data of the userstands saved and when we scan it turns into a language. This enables cybercrimes.
Now anotherquestion arises that what should we do to avoid these cyber crimes? It’s verysimple. Follow some simple steps and stay safe.
1. Never share your Bank accountrelated and personal information with anyone
2. Keep your password safe andunpredictable.
3. Don’t make your Account, ATM and UPIrelated information easily accessible.
4. Don’t share your personalinformation on social media.
5. Don’t visit unknown links andunverified Apps.
6. Check your credit score regularly onCIBIL.
In case ofany fraud, please follow steps mentioned below:
1. Report any Cyber Crime @cybercrime.gov.in
2. Never verify KYC on either PhoneCall or Message or Email.
3. Keep a strong password that mustnot be easily predictable
4. Always use official websites only.
5. Get an FIR registered at the nearestPolice Station.
6. Stay away from FINTECH apps likeDhani which provide loan without security as they sometimes issue loans tothose who haven’t even applied for.
Follow these simple steps and stay safe.